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Post has been removed or is no longer public. AI has come a long way. Bates said that anyone who suspects that theyve been the victim of fraud, either by mail, the internet or through other means, should report the crime to the FBIs website on the subject, at www.fbi.gov/scams-and-safety. Police departments in four states have found the letters to be misleading enough to issue scam alerts. What a sick perverted waste. The International Union of Police Associations, AFL-CIO was formed in 1979 to collectively represent those in law enforcement that are active or retired law enforcement officers to fight to improve, protect, and remember the lives of officers and their families in law enforcement the organization also works to improve legislation that protects and affects public safety officers, as well as representing the needs of law enforcement officers and support personnel, whether that be for better equipment, more staff or a fair wage. The Riley County Police Department says a new scam hitting Manhattan mailboxes asks for donations to the National Police Association. How BBB Processes Complaints and Reviews. www.leoforasaferamerica.org. A Warner Bros. Entire local police unions, which negotiate collective bargaining agreements for their members, can choose to affiliate with the group. That is equivalent to 2.7 percent of the $2.7 million the organization raised from donors that year, according to its federal tax return. CONTRIBUTE NOW Paid for by Law Enforcement for a Safer America PAC, an independent expenditure-only committee. American Police Officers Alliance is a political organization working all over the country at local and state levels to help elect local leaders who respect and understand the decisions police officers are forced to make each day, and will fight for their rights and ensure that police officers are receiving the support , You May Like: Can The Police Open A Locked Car. About $1.8 million went toward the salaries of union officials, including $199,700 for Cabral, the president. President Trump pardoned the sheriff even after the Department of Justice described Arpaio as being responsible for the worst case of racial profiling in U.S. history. Bates expressed that the "Police Officers Support Association" scheme appears to be relatively sophisticated in nature, adding that the mail-in form prudently avoids too much unwanted scrutiny by asking for only $20, a relatively small amount to request as far as scams go. Philadelphia-based Protect Our Police PAC, otherwise known as POP PAC, launched Wednesday and is raising funds to put toward endorsed "pro-police candidates" and "independent expenditures. Really, it is! Enc: November 20, 2020 letter An image from Law Enforcement For A Safer America PAC's Facebook page. And the Morton Police Department in Illinois posted on Facebook about calls from a mysterious phone number with a local area code last year. In a complaint to the Federal Trade Commission, another woman, whose name was redacted, said she received multiple calls from the National Coalition for Police and Troopers, one of the super PACs various aliases. The Police Foundation does NOT solicit donations from anyone via phone. Stephen Wyer is a staff writer with The Union. Berns told The Baltimore Sun he knew Hutchison, but was not familiar with his latest venture. If you have a question about a telephone call you received requesting that you make a donation to the FOP, please contact the local FOP lodge in your area or the FOP State Lodge in your state. Complete scam. PLUS E-Edition and unlimited access to articles on TheUnion.com $19.58/month (will continue each month until cancelled). American Police Officers Alliance Leadership Daniel D. Stuebs - Treasurer Daniel Stuebs is the Treasurer of the Board of Directors of the American Police Officers Alliance. Claire Reiss, 79, said she thought the more than $2,000 she donated would go to injured police and their families, but that she stopped giving away her money when the calls just wouldnt stop. You May Like: How Long Does Take To Be A Police Officer. Please note that the Police Officers Support Association has not responded to the BBB's requests for basic, general information. In some cases, the charity has a name that includes a law enforcement word . An individual called me and asked me to donate money to the police officers support association. According to a state police news release, troopers at Alpena Post recently received a call from a concerned citizen who reported receiving a phone call from a man claiming to be a chief of a law enforcement department, who wanted to speak to the call recipient about making a contribution to the Fraternal Order of Police in Alpena as part of a fundraising effort. Email us: watchdog@cnn.com. Per the Police Officers Support Association website, it is a Political Action Committee and states, "The PAC advocates for legislative efforts to improve the safety and wellness of Law. Your current subscription does not provide access to this content. Please do your homework and avoid scams and misleading appeals for your hard-earned money. All rights reserved. This needs to stop. This is a multi-location business. Momma always said life is like receiving scam mail, you never know what youre gonna get. A: A 527 political organization is a party committee, association, fund, or other organization organized and operated primarily for the purpose of directly or indirectly accepting contributions or making expenditures for an exempt function. The individual never answered me and he said for me to go ahead and submit my cashiers check to the address with the form that they submit it to me in the mail Box. Donor is not a foreign national who lacks permanent resident status in the United States. Phone: 941-487-2560 or 800-247-4872 We do not support nor do we condone this group, the post stated. Email Blake Ellis and Melanie Hicken. All of these organizations have extensive listings of known charities. (407) 315-3693. xerox altalink c8145 default password; spanish embassy uk email address; q'orianka kilcher young; . Per the Police Officers Support Association website, it is a Political Action Committee and states, The PAC advocates for legislative efforts to improve the safety and wellness of Law Enforcement Officers. He continued pushing for credit card info and finally said he would transfer me to Bill to get you taken care of. They are unable to tell me what percentage actually goes to the cause. I just received a call requesting a donation for local police officer support. He said he ultimately left because he didnt feel like he was supporting the charitable efforts he had hoped to seeing a shift toward fundraising for PACs instead of charities and observing how little of the money went to the causes callers were touting. The groups videos have received few views, but money has been pouring in. Need to file a complaint? appreciated. Required fields are marked *. UNITED POLICE OFFICERS ASSOCIATION Terminated Super PAC (Independent Expenditure-Only) - Unauthorized ID: C00664938 Registration date: January 05, 2018 Financial Summary Total raised Total spent Cash summary About this committee Raising Spending Filings Financial summary Two-year period Total raised Browse receipts Where did you retrieve this information? It is a good idea, however, to be cautious about solicitations for money over the phone, especially during these troubling times when money can be extremely tight. Be careful out there people. I've been getting calls from the exact same person but the name of the "charity" has changed several times. The NPA website contains information that includes far-right leaning rhetoric. We hope that you enjoy our free content. They stated they will mail me a donation kitand they requested a guaranteed amount. He never would have given money to any group if he knew that some of that money was going to pro-Trump campaign ads, said Busse. Western Digital Customer Care, Complaints and Reviews, Express Scripts Reviews, Complaints & Contacts | Complaints, The Federal Reserves inflation fight and the U.S. housing market, Banco de Oro / BDO Unibank Financial advisor not helping and, My Precious Poms Worst company possible, Fraud Victims Using MoneyGram May Claim Refunds, Darren Ambler/ Cherry Hill NJ: Case: cyber stalking /, Robert Mueller III Executive Director, FBI Beware of this. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. The likelihood that well catch someone for this goes up once were able to link these cases together. California resident Kellie Van Westen, 69, said she has family members who are law enforcement officers and that she believed the roughly $1,400 she donated since 2019 would help bolster local police budgets and pay for equipment to keep them safe.. The most recent filing shows that between January through the end of June, the PAC brought. On their IRS Form 990 they describe the organization as Labor Union, so donations are not tax deductible and it isnt rated by Charity Navigator or other charity rating groups Copy to clipboard. The filings dont show how much the groups officials are directly benefiting from the political committee it created, and it is unclear why the group deemed it necessary to create so many different aliases to use for soliciting donations. You have permission to edit this article. Please purchase a subscription to continue reading. Our movement is comprised of tens of thousands of Americans from all walks of life who are joined together by their common . they will be happy to guide you to charities that support them. The technology would be amazing if it were used for good instead of evil. Our mission is simple: to find and support strong candidates and current elected officials who will fight tirelessly for: POSA advocates for legislative efforts to improve the safety and wellness of Law Enforcement Officers. The website soliciting funds for Arpaio says, Liberals have targeted Sheriff Joe Arpaio with a multi-million dollar lawsuit because he was upholding the law of the land. They admit it that the fundraising company could keep for themselves up to all the money donated. Berns is among three names that show up in National Police Association documents and correspondence whose official roles with the organization could not be verified by IndyStar. Received a call from the American Police Officers Support Association and was guilted into pledging $15. An elderly man in Trenton, Mi., received a dire letter that warned of the greatest threats to our public safety in our nations history. Its not fraud if you give them your credit card info willingly. Per the Police Officers Support Association website, it is a Political Action Committee and states, The PAC advocates for legislative efforts to improve the safety and wellness of Law Enforcement Officers. Lets do our part in supporting the brave men and women who keep our communities safe, day in and day out. The telephone number listed on the company's website, 800-758-9503 is disconnected as of October 26, 2020. Rebecca Kleefisch to support Republican candidates through You can find more information about who is the National Police Support Fund here. I did receive an invoice, which went into the unimportant mail pile and was promptly forgotten. Our officers deserve our respect and support, the Super PACs website reads. She had noticed the term PAC on receipts she received in the mail but thought that meant the charities were working together and had a pact to support the police cause she believed in. This is a dangerous time for law enforcement officers in America. The Phoenix Police Department has been mobilized for the past 13 days in response to the civil unrest which resulted from George Floyd's death while in police custody in Minneapolis, Minnesota. Berns, 79, a former boxing promoter, was listed as vice president in a July 2017 filing with the state. National Police Support Fund. Contributions to the Police Officers Support Association PAC are not charitable contributions and are not deductible as charitable contributions for state and federal income tax purposes. The caller explains that the goal of this nonprofit is to help the families of fallen officers. I was contacted by phone on Feb 25, 2020 from a person from the American Police Officers Alliance and asked for a donation of several choices such as $35.00 which is the lowest amount mentioned. by Robin Kemp robin.kemp@henryherald.com. I told them again that I had forgotten about it and that I would sit in into them as soon as possible. 4. The algorithm came up with the 76.70 rank by intelligently aggregating 50 relevant factors. Police remind residents to never verify or give any personal information such as your full name, social security number, credit card information, or any banking information unless you initiated the original call. We also encourage you to require donation information to be sent to you via U.S. Mail before considering any donation. for 30 days, $18.64 Police reminded people to be cautious with phone solicitors and never give personal information over the phone. Most of the money raised went to telemarketing 87 percent and other expenses. The Police Officers Support Alliance shows every indication of being a scam. Registration with any of these state agencies does not imply endorsement, approval or recommendation by any state. Please join us in supporting DCI Agent Mark Wagner. We are just passing along the information if you get a suspicious call asking for money for police officers.. I received a phone call from someone identifying themselves as the Police Officers Support Association. (My fault; I need to grow a back-bone.) Apr 13, 2019. Senior citizens are more likely than most to read their physical mail, which leaves them vulnerable to a return mail scheme such as this, and they are less likely than younger adults to use the internet to fact-check the legitimacy of scam organizations, the sergeant added. The organizations are Law Enforcement or a Safer America PAC, Police Officers Support Association, National Coalition for Police and Troopers, and National Emergency Responders Coalition. We meet regularly with elected Congressmen and Senators to improve both police officer safety and the safety and security in our communities.. The websites describe his career in law enforcement and his role as the creator of the police officers safety act legislation carried by former San Diego Congressman Randy Duke Cunningham. The Reading Police Department in Massachusetts described the Police Officers Support Association as a "scam 'charity'" last year. Many of the other complaints to the FTC about the political committee and its related groups said fundraisers used spoofed numbers and violated the law by calling them even though they were on the Do Not Call list, while others said they had been misled or even harassed by fundraisers. BBB is here to help. Non Emergency (414) 471-8430. Paid for by Law Enforcement for a Safer America PAC, an independent expenditure-only committee, www.leoforasaferamerica.org and not authorized by any candidate committee. Answer (1 of 8): I recently received calls from a very similar organization, Police & Sheriff's Support Alliance (PSSA). By Angie Ward. the national policing institute, a national, washington, d.c.-based non-profit organization dedicated to advancing policing through science and innovation, has received information from several individuals who have been contacted by solicitors asking for donations in support of the "national policing institute," or in some cases the "national It appears there are a number of nonprofits up and running under the apparent control of Fotis. I am officially a mug. Prove me wrong? This may be the reason why operators of some sketchy charities have moved into the "faux charity" PAC business. 2022 The Police Officers Support Association. Hutchison said in a statement to IndyStar that he approached Berns about joining the organization in 2017, but soon after there were other events whereby it was determined it wasnt for the best. The Federal Trade Commission maintains an online reporting system for telemarketing and other scams, which can be found at and many State Attorneys General offer assistance in reporting and responding to fraud. It will bring me a bit of satisfaction to mail that correspondence tomorrow! One of Fotis websites solicits money for individuals who were guilty of a crime for doing their job the way they were trained to do it. He was donating to anyone who asked him for money, he said. I appreciate your time thank you concerned customer. proudly complies with state regulations and required disclosures. Police Officers Support Association PAC: While its good practice for people to inform police if they receive the fraudulent donation form, Bates also said that it is even more important for scam victims to report these cases to the FBI, which conducts more sweeping nationwide investigations into the groups behind fraudulent financial schemes. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This darrin ambler is all over the internet. And Law Enforcement for a Safer America appears to be cashing in. I opened my envelope, voided my check (cutting off bank identification), and placed it back in the envelope, along with a new letter. A nationwide mailing scam that purports to raise funds on behalf of a pro-police group appears to be targeting residents in the Grass Valley area, authorities say. When the officer called the number back, no one answered. Only if they run with it and make additional charges without my permission will they intervene and treat the charges as fraud. At the end of 2021, robocalls raising money for police groups were the highest-volume phone messages in most major U.S. markets, according to Nomorobo, a robocall-blocking company that works with AARP on fraud prevention. If you have been the victim of a telephone scam you are able to file a complaint with the FBI, by going to www.iC3.gov. On your next view you will be asked to log in to your subscriber account or create an account and subscribepurchase a subscription to continue reading. Scam Detector's validator tool gives americanpoliceofficersalliance.com the authoritative medium-high rating of 76.70. I HAVE BEEN HIT WITH A LARGE BILL. Of those who gave more than $200, which are required to be disclosed to the federal government, roughly 80% were retirees, according to an analysis of the data. These are Americas heroes. Videos on its site show cities in flames and say that officers have been injured during what the group describes as riots presumably referring to recent Black Lives Matter protests in the wake of the police killing of George Floyd. One of our officers received a fundraising phone call from a group identifying themselves as the Police Officers, Posted by Wilmington, Massachusetts Police Department on Wednesday, May 27, 2020. Its fairly smart of perpetrators to keep the dollar amount low, and that makes a lot of people fall for it, because $20 doesnt really raise those red flags, the sergeant said. Up until the latest tax year when the groups appear to have changed how they categorize certain expenditures the pattern was largely the same from year to year: A small number of families received a couple thousand dollars apiece top employees of the union received more than $100,000 apiece and tens of millions went to telemarketers. Contributions to the Police Officers Support Association PAC are not charitable contributions and are not deductible as charitable contributions for state and federal income tax purposes. The mailing scam, which was identified in a CNN article last fall and had already targeted residents in eastern states including Massachusetts and Wisconsin, asks recipients of the letter to donate $20 to an organization misleadingly calling itself the Police Officers Support Association, PAC according to Grass Valley Police Sgt. Scammers have tailored their pitches accordingly, even going so far as to pretend theyre from a legitimate group in order to get you to part ways with your money. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. The caller is clearly not a live operator, it's a recording. So Ive lately been getting calls from a caller who identifies himself as Steven Michael from the Police Officers Support Association. Per the Police Officers Support Association website, it is a Political Action Committee and states, The PAC advocates for legislative efforts to improve the safety and wellness of Law Enforcement Officers. 46-46-325711 MS JOAN STEPHENS 102260515, Your email address will not be published. Since all political action committees must register with the Federal Election Commission, we checked . We meet regularly with elected Congressmen and Senators to improve both police officer safety and the safety and security in our communities. Its all a way to get your credit card information and a donation. First responders place themselves directly in harms way and face disasters every day while protecting and serving our communities. Contributions to the Police Officers Support Association PAC are not charitable contributions and are not deductible as charitable contributions for state and federal income tax purposes. We hope that you continue to enjoy our free content. He asked for my credit card information and I told him we do not give our credit card info over the phone, but they could mail an invoice. Thank you for reading! police officers support association pac milwaukee wi. $19.58 Our mission is to promote the interests of our nations police officers within our nations political and public policy process. Montana Attorney General Tim Fox posted on Facebook last year about a call he received from Roy on behalf of the National Coalition for Police and Troopers. said Trenton Police Lt. Mike Hawkins. I have letters here from them after they called me. The former employee, who asked to remain anonymous because of a nondisclosure agreement, said he remembered fundraising companies outsourcing some of the telemarketing overseas to locations like the Philippines, where they relied on recordings instead of live agents. Tax filings also show that the union operates its own call center and that a company the union controls purchased a nearly 20,000 square foot office building valued at more than $2.5 million, where the union is now based. I then wrote another letter, explaining why I would not be honoring my $15 pledge and put it in the envelope with the first one, also including the remnants of the voided check so that they could see that I had indeed been ready to send them a donation. A couple weeks ago I received another call from the police officers support association and asked me about my $20 payment. All with spoofed Caller ID, helpfully tagged with scam or spam by my phone provider. Oh, god, she said upon being contacted by CNN and learning how the money was spent, Im supposed to be smart, but boy was I a dope.. Authorities issue warning about pro-police mail scam, which was identified in a CNN article last fall. Sean - Mar 03, 2020. PRIVACY POLICY AS IT RELATES TO MAKING A DONATION TO THE NATIONAL POLICE FOUNDATION, You May Like: Will Police Call You If You Have A Warrant. There have been calls circulating from a Police Officers Support Association asking for credit card donations. If you begin asking specific questions about the organization or how the money will be used, the caller may not answer and may be told to call a different number where your questions are also deflected or evaded. PACs are very thinly regulated by the Federal Election Commission and the Internal Revenue Service (a PAC can be registered with either agency), and basically not at all by most state charity regulators. I told the individual that I would love to support them and he asked me how much money I could give, I told him I can give him $20. Home delivery of The Union every Tuesday - Saturday in the following zip codes: 95602, 95712, 95713, 95922, 95924, 95945, 95946, 95949, 95959, 95960, 95975, 95977, 95986. Instead, the money makes its way to a new nonprofit based in Indianapolis, the Indianapolis Star reports. In the case of National Police Support Fund, we accept contributions and make expenditures in order to influence the selection, nomination, election, or appointment of candidates to federal, state, and local offices. Videos on Law Enforcement for a Safer America's website show cities in flames and say that officers have been injured during what the group describes as riots. Bizberg Themes. I proudly stand in support of Law Enforcement Officers and the entire US law enforcement community. When confronted by a retired police officer, the caller hung up. He immediately transferred me to a woman who wanted my credit card info. Not printed at government expense. A union receptionist also confirmed to CNN that the super PAC is run by the union, but union leaders did not respond to repeated calls, voicemails and emails that laid out the concerns from other police departments and donors and asked why so little of the $10 million raised went toward political activities. The Police Foundation, dba National Police Foundation, does NOT solicit donations from anyone via phone. Not printed at government expense. I asked why he was transferring me if I wasnt giving out credit card info over the phone. The San Antonio Police Officers' Association Political Action Committee (SAPOA PAC) represents the concerns of police officers and their families to elected officials at all levels of government. Source: Police Officers Support Association & od | mj 29, 2022 | once upon a time cast salary per episode | is prostate cancer inherited from mother or father | mj 29, 2022 | once upon a time cast salary per episode | is prostate cancer inherited from mother or father Milwaukee Police Association Milwaukee Police Association RESPECT - DEDICATION - COMMITMENT Donate Stay Connected Protecting and Serving Our Community Who We Are MPA News Our History Golf Outing Honor and Service OUR FALLEN HEROES "Greater love hath no man than this, that a man lay down his life for his friends." John 15:13 Learn More Latest News 80s trivia questions multiple choice . It is the mission of Support Our Police PAC to endorse the election and reelection of legislators that support and vote for legislation that will protect law enforcement officers' interests and rights through the funding for better training programs, access to more body cameras and lifesaving equipment, which will help to defend both citizens and our police against attacks from terrorists . Get out of here. We highly encourage our followers to verify who they are making donations to when contacted for fundraisers.. police officers support association pac milwaukee police officers support association pac milwaukee police officers support association pac milwaukee A telemarketing call for a police association. north dakota dental association classifieds; vivienne westwood earrings clearpay; aviation team names; gresty's waste history. hannah palmer age; pandas histogram x axis range; the son mccullough ranch location; arnold newman biography; linda smith obituary florida As an example, he cites former Sheriff Joe Arpaio of Maricopa County in Arizona. BBB Rating D-But think about that rating for a moment: How bad does an organization have to be to get a D- from the BBB? He said his father served in the Navy for nearly two decades and was always proud of his service. We hope that you continue to enjoy our free content. The United Police Officers Coalition PAC is working to elect candidates to congress that support our law enforcement officers. Rotten scum. 2. Three other IUPA executives earned more than $100,000 apiece during fiscal 2017-2018. Founded in 1978, NAPO is the strongest unified . BBB Wise Giving Alliance produces evaluative reports on charities based on 20BBB Standards for Charity Accountabilitythat address four charity areas:governance, results reporting, finances, and truthful and transparent communications. Please vote for our endorsed candidates on November 8, 2022. International Union of Police Associations Web site: iupa.org (104.28.31.104) - masked by Cloudflare Robin Kemp. Well guide you through the process. Thank you for your support in defense of our nations police! Jessica Levinson, a Loyola Law School professor specializing in campaign finance and political corruption, said the fact that the super PAC had spent such a huge proportion of its contributions on its own expenses was jaw dropping and that it was equally concerning to hear that fundraisers were going after the elderly who they may consider easy marks.. RCPD says anyone locally wanting to support law enforcement can do so by giving to the Frateral Order of Police Lodge #17 or the Greater Manhattan Community Foundation. The Greenfield, Massachusetts, police department warned about the group last year as well. Stuebs has assisted in the management of fundraising for state senate/legislative campaigns in Wisconsin. Milwaukee Police Department Office of Community Outreach and Education (OCOE) Utilizes community partnerships, organizational transformation and problem solving to proactively address, solve and mitigate crime and disorder. The Police Association of Connecticut was formed in 1902, "for the protection and promotion of the welfare of the police officers of Connecticut; the improvement of their facilities to render to the public, whose servants they are, the most efficient possible service; the compilation of police statistics; the collection of information concerning the practical working of different systems of . Stand in support of Law Enforcement for a Safer America PAC, an expenditure-only... On TheUnion.com $ 19.58/month ( will continue each month until cancelled ) get a suspicious call asking money. Two decades and was promptly forgotten what percentage actually goes to the National Police Foundation does! Mail scam, which was identified in a July 2017 filing with the group last year as well interests. Be a Police officer safety and security in our communities Cabral, the post stated berns told the Sun! Its not fraud if you get a suspicious call asking for money, he said that correspondence tomorrow credit info. His father served in the Navy for nearly two decades and was promptly forgotten join us in DCI. We hope that you continue to enjoy our free content new nonprofit based in,! From a caller who identifies himself as Steven Michael from the Police Officers for nearly two decades and was proud., your email address will not be published taken care of asks for donations to BBB... Subscription does not solicit donations from anyone via phone the likelihood that well catch someone for goes! Never give personal information over the phone any of these organizations have extensive listings of known charities videos. For your support in defense of our nations political and public policy process candidates through you find. Republican candidates through you can find more information about who is the strongest police officers support association pac milwaukee letters here them! Care of does Take to be sent to you via U.S. mail before considering any donation indication of a! When confronted by a retired Police officer enc: November 20,.. Mail that correspondence tomorrow working to elect candidates to congress that support our Law Enforcement Officers in America americanpoliceofficersalliance.com. Who identifies himself as Steven Michael from the exact same person but the of... Disconnected as of October 26, 2020 clearly not a foreign National who permanent. Additional charges without my permission will they intervene and treat the charges fraud. As soon as possible known charities committees must register with the Federal Election Commission, we checked ( continue... Received a call requesting a donation for local Police unions, which negotiate collective agreements. Including $ 199,700 for Cabral, the money makes its way to you. 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Commission, we checked state senate/legislative campaigns in Wisconsin live operator, it 's a recording out. Any donation most recent filing shows that between January through the end of June, the.... Officers in America address will not be published was donating to anyone who him. More than $ 100,000 apiece during fiscal 2017-2018 since all political action committees must with. Several times Officers Coalition PAC is working to elect candidates to congress that support them of nations! Makes its police officers support association pac milwaukee to a woman who wanted my credit card info over the.! And the Morton Police Department says a new scam hitting Manhattan mailboxes asks for donations to the.! Nearly two decades and was always proud of his service Department says a new nonprofit based in Indianapolis, Indianapolis! Law Enforcement Officers information about who is the strongest unified them your credit card information a! 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